Reference · mortgage broker hub

Mortgage broker dossiers + intro wizard

Six course-safe public-source broker dossiers with confidence, investor fit, licence caveats and source links. The wizard drafts Nissan-owned intro copy locally from selected broker plus browser-local Budget/Strategy context.

6

Public-source dossiers

providerCalls=false

No AI/provider calls or automatic email sending

Verify first

Licence, credit representative status, remuneration and lender panel

Comparison index

Broker shortlist

Privacy-safe caveat applies to every record: private PDF wording and PDF-derived emails/contact details are excluded unless public-confirmed.

BrokerCompanyConfidenceInvestor fitLicence signalSources
Tony DaoMiracle Home LoansMediumMedium-HighNo ACL, credit-representative number, aggregator, ABN, or licence-holder signal found in reviewed public pages. Verify licence/credit representative status before engagement.2 public links
Tom NewmanVenture FinanceHighHighNo credit-representative number, ABN, ACL, or aggregator/licence-holder detail found in accessible public pages. Verify licence/credit representative status before engagement.4 public links
Amol KhuntaleASK FinancialsHighHighASK public pages show ABN 48 661 070 962, Credit Representative #543187, authorised under ACL #389087. Verify ASIC currency before engagement.5 public links
Rumina DavlatmirovaFire LoansLowUnknownNo credit representative number, ACL, ABN, aggregator, lender panel, or public licence-holder signal found. Verify licence/credit representative status before engagement.2 public links
Lisa Shen LamCapital FinderLow-MediumUnknownABN/business-name found for Capital Finder; no credit licence, credit-representative number, aggregator, or licence-holder signal found. Verify licence/credit representative status before engagement.4 public links
Mathew OgnjanovYellow Brick Road CarltonHighHighIndividual credit-representative number or ACL not found on fetched YBR Carlton page. Verify licence/credit representative status before engagement.3 public links

Local-only intro wizard

Draft a broker intro email

Generates editable subject, body, follow-up and review questions locally in the browser. providerCalls=false. autoSend=false. No AI/provider network call, no email service, no automatic sending.

One-broker-at-a-time guard

Contact only one broker at a time and wait a few business days before parallel outreach. Verify licence/credit representative status, remuneration and lender panel before sending sensitive documents.

Remuneration / licence questions

  • How are you remunerated, including commission, trail commission, referral fees, or any client-paid fees?
  • Which lenders are on your panel, and are any lenders excluded that matter for investor servicing?
  • What is your current credit representative number, licence-holder, and ASIC verification path?
  • What documents do you need for an initial borrowing-capacity view, and which sensitive documents should wait until after fit is confirmed?
  • Can you model borrowing capacity and portfolio sequencing for the next two to three purchases, not just loan one?

Safety checklist

  • Contact one broker at a time and wait a few business days before parallel outreach.
  • Verify licence/credit representative status before engagement.
  • Ask about remuneration, commissions, referral fees and lender-panel constraints before sharing sensitive documents.
  • Do not upload or send bank statements, IDs, payslips, tax files or other sensitive documents until the broker fit and licence are verified.
  • This draft is generated locally in PropTrack; providerCalls=false and autoSend=false.

Miracle Home Loans

Tony Dao

Sydney NSW

Confidence: MediumInvestor fit: Medium-High

Sydney-based broker associated with Miracle Home Loans through public company-site review evidence and search snippets.

Licence / credit-rep signal

No ACL, credit-representative number, aggregator, ABN, or licence-holder signal found in reviewed public pages.

Verify licence/credit representative status before engagement.

Privacy-safe caveat

Public-source dossier only. Private course PDF wording is excluded, and PDF-derived emails/contact details are not displayed unless independently confirmed in public sources.

Private contact email display policy: none displayed.

Public-source notes

  • Company positioning is broad home-loan broking with plain-language assessment of client circumstances.
  • Investor evidence is review-led, including public mentions of investment-property loans and loan structuring for portfolio growth.
  • The site provides a contact section rather than a safely extracted public direct email or phone for Tony.

Questions to ask

  • What is Tony/Miracle’s current credit representative number and licence-holder/aggregator?
  • Which lender panel is available, and are investor-focused structures supported?
  • Can they provide a written borrowing-capacity and portfolio-sequencing model?

Strengths

  • Strong public review/social-proof signal.
  • Investor-oriented review language around portfolio strategy and loan structuring.
  • Sydney CBD presence signal.

Risks / unknowns

  • Licence details were not found in public sources reviewed.
  • Tony-specific evidence relies heavily on public embedded reviews rather than a detailed broker bio.

Public contact channels

  • Website contact section: https://www.miraclehomeloans.com.au/#section-contact

Source links

Venture Finance

Tom Newman

Perth / Hillarys WA

Confidence: HighInvestor fit: High

Founder/creator of Venture Finance, publicly positioned around property wealth and investor lending.

Licence / credit-rep signal

No credit-representative number, ABN, ACL, or aggregator/licence-holder detail found in accessible public pages.

Verify licence/credit representative status before engagement.

Privacy-safe caveat

Public-source dossier only. Private course PDF wording is excluded, and PDF-derived emails/contact details are not displayed unless independently confirmed in public sources.

Private contact email display policy: none displayed.

Public-source notes

  • Venture Finance pages repeatedly position the service around property investment, portfolio building and refinancing.
  • Public service model claims access to 40+ lenders, no fee for service, and Australia-wide support.
  • Current intake should be confirmed before spending time on outreach.

Questions to ask

  • Are you currently taking new clients?
  • What is the current credit representative number/licence-holder/aggregator?
  • Which lenders on the panel are commonly used for investor servicing constraints?

Strengths

  • Clear investor-specific positioning.
  • 40+ lender-panel public claim.
  • Broker Pages profile shows a strong review signal.

Risks / unknowns

  • Current client-intake status is uncertain.
  • Licence details were not found in reviewed public pages.

Public contact channels

  • Website contact/book call path: https://www.venturefinance.au/contact
  • Broker Pages booking path: https://brokerpages.com.au/book/tom-newman

Source links

ASK Financials

Amol Khuntale

Bentleigh East VIC / Australia-wide

Confidence: HighInvestor fit: High

Mortgage broker at ASK Financials with public investor and complex-structure evidence.

Licence / credit-rep signal

ASK public pages show ABN 48 661 070 962, Credit Representative #543187, authorised under ACL #389087.

Licence signal is stronger here, but still verify ASIC currency before engagement.

Privacy-safe caveat

Public-source dossier only. Private course PDF wording is excluded, and PDF-derived emails/contact details are not displayed unless independently confirmed in public sources.

Private contact email display policy: none displayed.

Public-source notes

  • Public pages include Investing In Property and Property Investment Loans navigation.
  • Broker Pages and reviews mention investment finance, trusts, complex entities, scenario modelling and future borrowing capacity.
  • ASK states services come at no cost to the client and claims a broad lender panel and review base.

Questions to ask

  • Which licence-holder sits behind ACL #389087, and is #543187 current for Amol/ASK?
  • How do they model investor borrowing capacity across multiple properties/entities?
  • What documents are needed before strategy modelling?

Strengths

  • Specific public licence and credit-rep details.
  • Strong investor and complex-structure evidence.
  • Clear public contact channels.

Risks / unknowns

  • Public claims are self-reported and should be verified in conversation.
  • ASIC currency should still be checked before operational engagement.

Public contact channels

  • Phone: 0468 055 055
  • Email: amol@askfinancials.com.au
  • Contact page: https://askfinancials.com.au/contact

Source links

Fire Loans

Rumina Davlatmirova

Australia

Confidence: LowInvestor fit: Unknown

Publicly visible mainly through a LinkedIn search result; Fire Loans association has weak public confirmation.

Licence / credit-rep signal

No credit representative number, ACL, ABN, aggregator, lender panel, or public licence-holder signal found.

Verify licence/credit representative status before engagement.

Privacy-safe caveat

Public-source dossier only. Private course PDF wording is excluded, and PDF-derived emails/contact details are not displayed unless independently confirmed in public sources.

Private contact email display policy: none displayed.

Public-source notes

  • LinkedIn snippet indicates home-lending experience, including NAB roles.
  • fireloans.com.au could not be extracted and did not surface useful indexed pages.
  • Investor-specialist capability was not established from public sources reviewed.

Questions to ask

  • Is Rumina currently operating under Fire Loans, NAB, or a transition arrangement?
  • What is the current credit representative number and licence-holder?
  • Does she support investor borrowing-capacity strategy and multi-property sequencing?

Strengths

  • Public banking/home-lending background signal.
  • LinkedIn-visible professional footprint.

Risks / unknowns

  • Very limited public-source evidence.
  • Potential mismatch between task-provided Fire Loans association and public NAB role snippet.
  • No licence evidence found.

Public contact channels

  • No public contact channel confirmed; use only independently confirmed public channels.

Source links

Capital Finder

Lisa Shen Lam

QLD 4119 signal

Confidence: Low-MediumInvestor fit: Unknown

Task-associated with Capital Finder; clean public identity-to-company linkage was not established.

Licence / credit-rep signal

ABN/business-name found for Capital Finder; no credit licence, credit-representative number, aggregator, or licence-holder signal found.

Verify licence/credit representative status before engagement.

Privacy-safe caveat

Public-source dossier only. Private course PDF wording is excluded, and PDF-derived emails/contact details are not displayed unless independently confirmed in public sources.

Private contact email display policy: none displayed.

Public-source notes

  • ABN Lookup connects Capital Finder to Lam and Shen Corporation Pty Ltd.
  • A Facebook search result suggests mortgage-broking and banking background, but was not a strong primary-source profile.
  • No investor-specific service model, lender panel, or public contact channel was confirmed.

Questions to ask

  • Confirm Lisa Shen Lam’s exact legal/business relationship to Capital Finder.
  • What is the current credit representative number and licence-holder?
  • Does Capital Finder support investor lending, refinance/equity release, and trust/company structures?

Strengths

  • ABN/business-name evidence confirms Capital Finder as a registered business name.
  • Public snippet suggests mortgage-broking and banking background.

Risks / unknowns

  • Low public-source confidence.
  • capfinder.com.au could not be fetched.
  • No licence/credit-representative signal found.

Public contact channels

  • No public contact channel confirmed; do not use private PDF email as public evidence.

Source links

Yellow Brick Road Carlton

Mathew Ognjanov

Melbourne VIC

Confidence: HighInvestor fit: High

Publicly listed as a Mortgage Broker on the Yellow Brick Road Carlton team.

Licence / credit-rep signal

Individual credit-representative number or ACL not found on fetched YBR Carlton page.

Verify licence/credit representative status before engagement.

Privacy-safe caveat

Public-source dossier only. Private course PDF wording is excluded, and PDF-derived emails/contact details are not displayed unless independently confirmed in public sources.

Private contact email display policy: none displayed.

Public-source notes

  • YBR profile lists investment loans and strategies, investors, refinancing, self-employed loans, and home purchases.
  • Public bio references prior Big Four bank lender experience.
  • Branch model has a team, phone, enquiry form and physical office.

Questions to ask

  • What is Mathew’s current individual credit representative number and licence-holder?
  • Which lender/aggregator panel supports YBR Carlton’s investor loans?
  • How does Mathew handle borrowing-capacity strategy for multi-property investors?

Strengths

  • Detailed public bio directly on YBR site.
  • Clear investor-lending service list.
  • Branch/team infrastructure and contact channels.

Risks / unknowns

  • Individual licence number not surfaced in reviewed public page.
  • Confirm Mathew specifically is assigned if this is the intended introduction.

Public contact channels

  • Phone: 0473 088 270
  • Email: mathew.ognjanov@ybr.com.au
  • Branch enquiry form: https://ybr.com.au/enquiry?campaign_code=ENQB001&ynumber=Y130919

Source links