Deal analyser

Stress-test a purchase with real yield, cash-flow, and DTI maths before you commit broker time.

Deal inputs

All numbers are mock inputs for now — no lender or market APIs connected.

Purchase price

Target contract price

Deposit

Cash contribution

Weekly rent

Expected market rent

Interest rate (%)

Nominal annual rate

Loan term (years)

Used for repayment calculation

Annual expenses

Rates, insurance, PM, maintenance

Gross annual income

Household pre-tax income

Existing debt

Other debt balances before this deal

Gross yield

6.37%

Monthly cash flow

-$511

Loan amount

$496,000

DTI

4.71%

Decision snapshot

Simple traffic-light read based on public PK thresholds and 2026 credit conditions.

Gross yield 6.37%Cash flow -$511/moDTI 4.71x

Net yield

4.89%

Monthly repayment

$3,038

Deposit required

$124,000

LVR

80.00%

Yield is doing some work, but the holding cost still needs a monthly top-up.