Build the foundations before chasing deals.
PropTrack now starts with the Week 1 path: Budget Coach → Strategy Builder → Portfolio Planner → Deal Analysis. Screener and Analyser stay available, but they are secondary until your household foundations exist.
Budget Coach
Capture income, spending, goals, and readiness first.
Strategy Builder
Turn the budget snapshot into borrowing-capacity guardrails.
Portfolio Planner
Plan property #2 and #3 before obsessing over the next deal.
Deal Analysis
Only then stress-test a specific property against the plan.
Capture income, spending, goals, and readiness first.
Turn the budget snapshot into borrowing-capacity guardrails.
Plan property #2 and #3 before obsessing over the next deal.
Only then stress-test a specific property against the plan.
$1,513,000
3 holdings tracked
6.68%
PK target zone: 5.75%+
-$10,452
Requires monthly top-up
4.55%
x DTI6x is the red zone under current APRA settings
Slacks Creek, QLD
84/100Affordable entry, tight vacancy, and enough rent to support serviceability without needing Sydney-level income.
Median
$575,000
Yield
6.42%
Vacancy
1.3%
Demand
8.8/10
Elizabeth Grove, SA
81/100Very workable yield and strong rental pressure, but still needs pocket-level filtering to avoid rougher streets.
Median
$455,000
Yield
6.69%
Vacancy
1.0%
Demand
8.3/10
Werribee, VIC
75/100Demand depth is good, but yield is only just clearing the line and DTI preservation is weaker than cheaper interstate options.
Median
$615,000
Yield
5.41%
Vacancy
1.8%
Demand
7.6/10
Broker question to ask
Must askIf I buy this now, what happens to property #2 and #3 under the Feb 2026 DTI cap?
Research priority
QueuedIngest Jan–Mar 2026 PK videos for rates, DTI tightening, and negative-gearing commentary.
Execution rule
LockedUse software and AI for the thinking layer; outsource broking, tax, legal, and PM execution.