PropTrack dashboard

Borrowing-capacity-first property workflow.

Screen suburbs, stress-test deals, and keep the portfolio pointed at property # 2 and 3 — not just the next emotional buy.

Open screenerRun analysis
DTI watch
High impact
A Sydney PPOR plus one average investment can hit 6x DTI surprisingly fast under current APRA settings.
Yield line
Still relevant
Public PK signals still point to roughly 5.75%+ gross yield as the accumulation comfort zone.
Sydney bias
Needs discipline
Great lifestyle city. Usually a poor accumulation market unless the deal is genuinely exceptional.
Portfolio value

$1,513,000

3 holdings tracked

Average gross yield

6.68%

PK target zone: 5.75%+

Annual cash flow

-$10,452

Requires monthly top-up

Borrowing pressure

4.55%

x DTI

6x is the red zone under current APRA settings

Recent screenings
Average score 80/100 · average vacancy 1.4%
View all

Slacks Creek, QLD

84/100

Affordable entry, tight vacancy, and enough rent to support serviceability without needing Sydney-level income.

Median

$575,000

Yield

6.42%

Vacancy

1.3%

Demand

8.8/10

Elizabeth Grove, SA

81/100

Very workable yield and strong rental pressure, but still needs pocket-level filtering to avoid rougher streets.

Median

$455,000

Yield

6.69%

Vacancy

1.0%

Demand

8.3/10

Werribee, VIC

75/100

Demand depth is good, but yield is only just clearing the line and DTI preservation is weaker than cheaper interstate options.

Median

$615,000

Yield

5.41%

Vacancy

1.8%

Demand

7.6/10

Today's focus
Short practical prompts to keep the workflow moving.

Broker question to ask

Must ask

If I buy this now, what happens to property #2 and #3 under the Feb 2026 DTI cap?

Research priority

Queued

Ingest Jan–Mar 2026 PK videos for rates, DTI tightening, and negative-gearing commentary.

Execution rule

Locked

Use software and AI for the thinking layer; outsource broking, tax, legal, and PM execution.

Open research FAQ